Core practice
Portfolio Management
Building a portfolio is easy. Building one that walks alongside you for 25 years through every cycle, rebalances automatically, optimizes for tax, and doesn't make you panic in March 2020 — that's our craft.
What we cover
Quantified decisions, not generalities.
- A personalized approach built around your needs
- Advisory or discretionary mandates per your preference
- Target allocation aligned with horizon and risk tolerance
- Automatic rebalancing with tax optimization
- Transparent quarterly reporting — performance and fees
- Access to ETFs, individual stocks, bonds, private funds
Our investment philosophy is conservative — not in the timid sense, but in the disciplined sense. Rigorous diversification across asset classes, geographies, risk factors. Cost discipline. Systematic rebalancing. No concentrated bets. No exotic products without a clear thesis.
The result: less outperformance in bull markets, but materially more protection in drawdowns. Over 20 years, that asymmetric protection is what makes the difference — not the home runs.
The result: better capture of market upside and asymmetric protection in downturns — participate in the growth, cushion the shocks.
Related services
Fee-Based Self-Directed Accounts
You've been managing your own investments for years — perhaps successfully. But you want professional input, rigorous tax planning, and access to the same tools used by major institutions — without giving up control. Our fee-based self-directed accounts are built for you.
Learn moreIntegrated Tax Planning
Tax isn't an annual inevitability — it's a variable you can steer. Income splitting, strategic deferral, registered-account optimization, decumulation planning: each lever can mean tens of thousands of dollars over a decade.
Learn moreExecutive & Professional Retirement — Ages 55 to 65
You're a senior executive, incorporated professional, or director within 5-10 years of retirement. The challenge isn't accumulating any more — it's turning what you've built into durable, tax-smart income that doesn't depend on short-term markets.
Learn moreReady to talk through your situation?
A first meeting, with no obligation and no fee. In person in the Montréal area and surroundings, by video call, or by phone.
Book a consultation